Top coverage at a fair price

You’ll get the best value for the money available on the market

Everything in English

Including consultations, claims process & customer service

Support at your fingertips

Use our in-app concierge to get help, file a claim & more

Why you need contents insurance

When a pipe bursts


You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!

When a fire alarm sounds


Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!

When lightning strikes


While cosily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV, laptop, phone – is totally fried. Covered!

When you got robbed


On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!

Why you need contents insurance

apartment
When a pipe bursts

You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!

fire alarm
When a fire alarm sounds

Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!

lightning
When lightning strikes

While cosily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV, laptop, phone – is totally fried. Covered!

When you got robbed
When you got robbed

On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!

Gross negligence? Covered!


You and your stuff are covered for even gross negligence. That means that if you leave a candle burning when you leave the house and come back to find it in flames, you’re covered.

Gross negligence? Covered!

You and your stuff are covered for even gross negligence. That means that if you leave a candle burning when you leave the house and come back to find it in flames, you’re covered.

When are you covered?

Coverage highlights

Extend your coverage with add-ons

Bike theft

Bikes are good for you, good for the planet – but not covered by regular contents insurance. Add coverage for bike theft to your contents insurance and ride on with confidence! You can select this add-on when you personalise your policy.

Glass

Furniture, mirrors, stovetops – sometimes things made of glass just break. Add coverage for glass to your contents insurance policy and don’t worry about your breakable stuff again. You can select this add-on when you personalise your policy.

Natural disasters

Add coverage for natural disasters to your contents insurance policy for increased protection against extreme weather, including earthquakes, landslides, floods and heavy snow. You can select this add-on when you personalise your policy.

What’s not covered

Voices from our customers

Covered in minutes, completely trouble-free

"This was the most painless and trouble-free insurance transaction I've ever had. I was able to purchase the coverage I needed in minutes."

Arne on Trustpilot

Best choice for expats in Germany

"If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focussed approach."

Paul on Trustpilot

Amazing products and service

“Amazing products with clear and concise information in English and German. Excellent service from English-speaking representatives. Could not recommend them highly enough!”

Zane on Trustpilot

FAQ

FAQ

Need help? Weve got you
covered – in English!

WHY YOULL
LOVE GETSAFE

100% in English, 100% digital

No German? No problem. Get everything done in English, right from the Getsafe app!

Flexible cancellation

Sometimes life has other plans. Cancel your insurance any day if you have to.

24/7 claims service

Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.

Top coverage at a fair price

Since we’re a 100% digital company with our own BaFin licence, we can offer you top coverage for the fairest price.

Check it off your to-do list

Insuring your home and your stuff is easier than you think – and it takes just a few minutes.